Fees & Pricing

Transparent by design. Tailored to your business.

Last updated: April 2026 | GaulBridge Ltd.

At GaulBridge, we don't believe in one-size-fits-all pricing. Every client's needs are different — the currencies you use, the volumes you move, the corridors you trade in, and the services you need all affect what you'll pay. So instead of publishing a rate card that won't reflect your reality, we give every client a tailored quote based on their actual business.

What we can promise: no hidden fees, ever. Before you confirm any transaction, you'll see exactly what it costs — the rate, the fee, the amount your recipient will receive. What you see is what you pay.

How our pricing works

Our pricing is volume-based. The more you move with us, the better your rates. Your pricing is agreed during onboarding and confirmed in writing — and it's reviewed as your business grows.

There are no surprise charges added after the fact. Any fee that applies to a transaction is shown to you clearly before you hit confirm.

What influences your rate

Monthly volume

Higher volume means tighter spreads and lower fees across all services

Currency corridors

Major pairs (GBP, EUR, USD) are priced sharper than exotic or emerging market currencies

Services used

Combining payments, FX, and cards in one account unlocks better overall pricing

Payment type

SWIFT, SEPA, Faster Payments, Interac — each corridor has different underlying costs

Transaction size

Larger individual transactions typically attract tighter spreads

Account type

Personal and business accounts are priced separately based on expected usage

What we charge for

Here is an overview of the services we price, and how each one works:

Foreign exchange

We apply a spread to the mid-market exchange rate. The spread reflects your volume tier, the currency pair, and live market conditions at the time of the trade. The rate you're quoted is locked at the point you confirm — no slippage.

Rate quoted at time of trade

International transfers

Transfer fees vary by corridor, payment rail, and volume. Some corridors carry no transfer fee — just the FX spread. Others carry a small fixed or percentage fee. You'll always see the total cost before confirming.

Shown before you confirm

Domestic payments (CAD)

Canadian domestic payments including Interac e-Transfers are priced based on volume. For high-volume clients, domestic payments are often included within the account package.

Volume-based

Multi-currency accounts

Holding balances in multiple currencies is included as part of your GaulBridge account. There are no monthly account fees for standard usage. Fees may apply for inactive accounts or specific account management services.

Included in account

Pre-paid cards

Card issuance, maintenance, and transaction fees are set out in the card-specific terms provided at issuance. Fees vary by card type and programme. Spending abroad in the account currency carries no foreign transaction fee.

Card terms apply

Batch payments

Business clients processing large volumes of payments can use batch payment functionality. Batch pricing is agreed as part of your business account package based on expected transaction counts and corridors.

Business accounts

Digital asset services

Available to eligible non-Canadian clients on a reverse solicitation basis only. Pricing for USDT/USDC settlement and BTC/ETH treasury services is quoted individually and confirmed in writing before any transaction. Third-party partner fees may also apply.

Non-Canadian clients only

Bespoke and enterprise services

Clients with specific requirements — custom payment infrastructure, dedicated account management, or high-volume arrangements — are priced individually. Contact our sales team to discuss your needs.

Contact sales

What we never charge

We want to be clear about what you won't find on your GaulBridge account:

No hidden fees added after a transaction is confirmed
No foreign transaction fees when spending in your account currency
No fees for receiving money into your GaulBridge account (in most corridors)
No hidden account opening fees
No fee for checking your rate or getting a quote

Third-party charges: Some international payments may attract fees from correspondent banks or local receiving institutions that are outside our control. Where we are aware of these, we'll tell you in advance. Where we're not, we'll flag that third-party charges may apply.

How to get your rates

There are three ways to find out what you'll pay:

Talk to sales before you sign up

If you're exploring GaulBridge for your business, our sales team will give you indicative pricing based on your expected volumes and corridors — before you commit to anything. Book a call or contact sales.

Rates confirmed during onboarding

When you open your account, your pricing tier is agreed and confirmed in writing by your dedicated account manager. You'll know exactly what you're paying before you make your first transaction.

Live rates in your account

Once you're set up, every transaction shows you the live rate and total cost before you confirm. Your account dashboard also gives you a full transaction history with all fees itemised.

Fee changes

If we need to change your pricing, we'll give you at least 30 days' notice in writing before the change takes effect. We won't change rates mid-transaction — any rate you've confirmed is honoured.

For live FX rates, the rate quoted at the point of transaction confirmation is the rate that applies to that transaction. Market rates fluctuate continuously and the rate shown is only valid for the period stated at the point of confirmation.

Ready to find out what you'd pay?

Tell us about your business and we'll come back with a clear, tailored quote. No obligation, no pressure — just honest pricing based on your actual needs.

Open an account Book a call Contact sales

Personal Account

Business Account